Dr Liz Cameron, chief executive of the Scottish Chambers of Commerce said:
"The UK Government has moved quickly to guarantee support for businesses through the banking industry, including the Coronavirus Business Interruption Loan Scheme (CBILS).
"Businesses which have been successful and viable need cash injections quickly and on fair conditions, and our banking industry has a critical role to play to support these businesses through this crisis.
"Our ask is clear: remove barriers and prohibitive loan conditions to protect businesses and jobs. One immediate way of doing this is by committing to provide unsecured lending through CBILS for facilities of £250,000 and under.
"The Chancellor must also set out in detail the requirements for businesses to access this vital loan facility to ensure that all banks are playing by the same rule-book."